Those of us who are serious about planning for our financial lives tend to focus most of our attention on strategies to reach our key, long-term goals such as retirement or a child’s higher education. We may not put much strategic thought into how we set money aside to meet more immediate needs. While short-term goals don’t usually carry as big of price tags, reaching them can require the same principles of planning that are essential with achieving long-term goals.

What are short-term goals?

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